Reports

Lender Pack, Investor Update, and Accountant Pack — ready when your bank or investors ask.

Lender Pack

For your bank or lender

Consolidated P&L and cash position — ready when your bank or investors ask.

Harbor Crest Group

Lender Pack · May 2026 · reporting in USD · 4 entities

Consolidated profit & loss

Group revenue: $1,284,000
Cost of goods sold: $793,500
Gross profit: $490,500
Gross margin: 38.2% of revenue
Operating expenses: $404,100
Group net income: $86,400

Intercompany elimination

Eliminated on consolidation: $24,000
Why: Rent and management fees Crest Property bills the operating companies. Removed so revenue reflects outside earnings only.

Cash position

Cash across entities: $412,300
Harbor Plumbing Co: $92,400
Bluewater Supply LLC: $58,900
Harbor Electric Co: $71,000
Crest Property: $190,000

Every figure is consolidated by the deterministic engine and traces to its source. Composenz is software. It does not provide financial, investment, tax, or legal advice.

Recent reports

Reports you generated or have scheduled. Each generation is recorded in your activity log.

Lender PackReady to generate